Am I managing risks by getting insurance?

I don’t know about you but whenever I hear a new word or something I am not very familiar with, I like to do my research on it and find out everything that I can about it. I think this case applies to that. We know a little about what insurance is but, do you know insurance risk management is? Probably not! I mean obviously when you read the word you might get an idea of what it means but, vaguely so, I want to further your knowledge and tell you everything you need to know about insurance risk management. You are welcome.

What does it really mean to manage risks?


In today’s financial world, there are many risks involved in any financial decision that is made but, there are stops and controls a company can implement to minimize these risks. For example, if you own a company that is surely at risk of catching fire, then getting insurance would be the obvious solution for this right? Exactly! Now, risk management in the financial world is a term that it is more related to money loss and even though when a person gets insured, money is also involved in the process, but with insurance you are covering risks that are more like risking accidents, death, etc. But, at the end of the day the same goal is being reached, diminishing risks by taking the necessary steps and decisions to do so.

Do I really need insurance to manage risks or are there any other ways to do so?

If you are currently in a big family with children and financial things to cover, wouldn’t you want to family to be covered on a financial level at all times whatever happens or not? Obviously! So, I think the most mature and wise decision you can take is to at least get a life insurance because by doing so, you are definitely guaranteeing that whatever happens to you (which I hope does not but we are all at risks of accidents), your family will not have to worry about inheriting all the debt and bills you had to pay as you already had made smart decisions before this event so, the best way to go at all times when risks want to be managed is to get an insurance, seguro, whatever you want to call it but, just get an insurance before you regret not doing so and it’s too late!


Getting your prom makeup ready? Here is how you should be doing your eyes!

Getting ready for prom can be such a fun thing. I mean first, you have to get asked for prom and that can get pretty creative! And once that is checked off your list of prom things to do, then you need to start worrying about your hair and makeup. If you really think about it, prom can actually be kind of stressful as well right? I mean you have to pic just the right dress as it will be something that you will always remember for the rest of your life and also, the makeup needs to be on point and in perfect harmony with your awesome prom dress! In this article, I want to show you some tips on how you should be doing your makeup for this very special night!

Strong and bold colors are definitely a prom trend you should try out


Don’t get me wrong. You can always opt to go for those simple and natural makeup styles but why do so when you can use colors like orange and fuchsia on your eyes. With this look you will not only stand out thanks to your dress but also for your makeup choices. And don’t worry; you will be standing out for all the right reasons so, there is no need for you to worry at all! Also, always make sure you are also making bold choices when it comes to your lips so, you should be looking for the best lip liner there is as well to guarantee this.

If you want to go for a more natural look but still want to stand out, then a mermaid make up option is just right for you!

This is for the type of girls that don’t like their face to get so much attention but still want to look a little original on the eye department. With this make up option you can achieve just that and more! Use a rainbow liner to guarantee using colors that are bold and bright but that are also bringing some contrast to your eyes.

Now, if you like to be a little more on the Goth side, then you should try a whole new take on the smoky eye

This is for the kinds of gals that want to look pretty on their prom night but, still want to keep being true to themselves and their personality. You can try using a metallic charcoal eyeshadow for your eye to make your eyes pop even more than you actually thought they could.