10 things you didn’t know about Bank Rakyat Personal Loan.

Now getting a great loan is easier than ever! Bank Rakyat Personal Loan offers great private loans for government employees and private government in Malaysia.

There are three kinds of loans for different applicants:

  • Government Personnel Personal Loan (Fixed rates 4.54% for 1 to 3 years and 4.99% for 3 to10 years)
  • Personal Loan Bank Rakyat Private Employee (Fixed rates 4.95% for 1 to 3 years and 5,44% for 3 to10 years)
  • Bank Rakyat Personal Loan Document

If you’re looking to get a loan, this is the perfect article for you to understand all of that it’s about, here are 10 things you need to know before getting applying for a loan:

  1. Is there a loan rate?

Yes, they do. 4.54% – 4.99% for government employees and 4.95 – 5.44% for private.

  1. What’s the exact max eligibility Bank Rakyat Personal Loan offers?

It’s up to 35 times you’re whole monthly salary or up to RM 200,000.

  1. How to get the loan rate calculation?

You can easily get it from the interest rate table on the website.

  1. Is there a minimum wage received for you to apply?

Yes. The minimum wage received is RM 1,000 and it can also be more than that with a fixed allowance.

  1. The request can be made via internet?

Not really. Right after you’ve identified an checked the monthly loan eligibility, you’d have to go to the Bank Rakyat branch so you can apply for it.

  1. What Bank Rakyat branch can you go to?

You can basically go to any Bank Rakyat branch that you want. You can identify the ones that are nearest to you in Malaysia by referring to the location search.

  1. If the deduction of the receipt exceeds 60%, what could happen?

It could happen that you may not be able to apply. The qualification of the receipt has to follow the BNM guidelines or it should be lower than 60%.

  1. Is the application for the Bank Rakyat Personal Loan a guarantor?

The answer is no. There’s no need for guarantors.

  1. Is there a need for any kind of payment as an advance at the moment of the application?

No to that too. There’s no need for cash in advance. Bank Rakyat Personal Loan doesn’t need a mortgage or any other kind of payment in advance.

  1. What if there are CCRIS and CTOS records?

You can also apply if you have CCRIS and CTOS records but you’re also strongly advised that you clarify the loan delinquency so that you can get an easy and quick approval.



2 Schedules you should always meet in aviation

Departure schedules

One of the most important features that an airline can offer as part of a good service, it is an on-time performance. Why is this?

These days everybody is literally flying from one place to another, trying to optimize time fulfilling the saying that “time is money”.

Businesspersons link on-time performance from airlines directly to the success in their endeavors and perhaps this is due to the fact that presenting themselves on time at their business meetings generates greater security when facing the challenge to come.

An example of this is Operational Performance Commitment (OPC) clause offered by both Delta and United Airlines in their corporate contracts, promising to pay corporate customers if they don’t maintain better on-time performance than their competitors.

As a result, corporate customers are becoming more loyal because of the effort airlines are making to hold themselves to a higher standard.

Maintenance schedules

There is a direct impact on on-time performance and maintenance schedules.

If an airline is able to keep good on-time performance, it is probably scheduling more block times; this is the time between flights pushes back from the departure gate to arriving at the destination gate.

If you are not familiar with the world of aviation, you might think that this time does not relate to the safety of flights or the maintenance of aircraft.

On the contrary, these block times are often used to perform routine checks or to correct some anomalies detected by the pilots during the flight.

However, it is very important to have access to the appropriate parts to perform these maintenance checks. This is where an airplane parts supplier company with a distribution and logistics system designed to provide a quality service play an important role.

Moreover, it is so important to have the adequate time to perform routine checkups as well as having the necessary parts on time. If airlines achieve this, airlines can succeed with their on-time performance and ensure the passenger’s loyalty in the future.

Select the best gift for that special occasion!

For that special person….

No one is ever decided what would be the perfect gift for a person in a special occasion. Even knowing the other one, we will never be completely sure that the gift we have selected is really the one the other is expecting or is going to be happy with.

If your have been trying to select something for your loved one on her birthday, anniversary, graduation or any other moment that is the best to celebrate then getting the right place to buy something is the key to make your loved one happy.

A nice touch for a present

Now, a great advice would be to create colorful, playful, functional, and versatile gift for the person you love. Either if you are looking for bags and small accessories ranges, just the way the one celebrating is going to like it. The secret of playing with fashion is to have fun.

Make sure you get to a nice place, even the online options would be good, so you can get some great gifts birthday for her. Then other special occasions are fine to buy, you just have to sit and see your options.

The right spot to select a detail!

It is all about the finishing details and quality that the perfect gift is. Even the ‘dress up’ of your gift is as important as to make sure the one receiving it enjoys it the way you want her to. Make every move just perfect and do not take anything for granted upon giving a present.

Make sure your gift is special, bags and accessories shouldn’t look the same, for example, or colors and textures would make a great difference. Get them all great and study what could fit into taste and likes! Get the best gift and surprise that special person.

Have you tried Online TV? The source of your fun!

Turn your living into a movie theater

This is very beneficial in different ways. TV is a very good example of what it is to be able to enjoy and use from technology and the internet.  As we can see, the world of TV and entertainment is very significant now for many users around the world.

The good thing about the TV we can enjoy today is the possibility to do it online, who would have figured, it is easy to enjoy it for our living room with no problem. There is actually no need to travel, for those with fear to fly or small budget. The internet has made very possible to literally travelling without moving.

Far away TV? No more with online TV

The proposal of Indian TV has been for long a living prove of that, there are excellent options to obtain from art of the small and big screen via online. The internet has been such a great tool for fans around the world whose expectations are always high on the move of Indian TV. Either regular or very famous ones like is the case of iss pyaar ko kya naam doon 3 and its attraction to audiences around the world are now easy to access.

Using the online platforms there are to enjoy any TV show and be updated on it is very easy today. Countries, like India for example, have reached to build competitive entertainment.

When TV gets to be exactly as you wish

Online TV is making very possible to enjoy the TV we want to see with all of its parts covered as in our total control, and this is just the best part. No matter how far the TV you want to watch is, with the benefits that online TV offers now it will be as different as easy to get what we want from TV and enjoy it as much as we thought we would.

So, do not think about it any longer. Online TV can make travel worldwide easily and very cheap. Design your own TV and make it as pleasant as you need to according to your needs.

Here you have some reasons to prefer online TV

1.No need to move from home to have fun

India, has countless of follower worldwide, as one of the most productive TV industries in the world it definitely needs to have a platform that helps everyone who wants to, enjoy this TV, online Television may then be the answer.

And if you want to see some of their work, after finishing this reading you could see what they have on, Bigg Boss 11 if you are looking for a nice suggestion.

2. Select your TV on your own

People whose agendas are not as loose as some others often feel that TV is not for them, they are now thankful at the offer of online TV that has minimized all of that. This is the safest, most comfortable, cheap and fast way to do it Do not over pay for fun TV

Not necessary is the use of big amounts of money for a TV provider. They generally offer limited TV as in the schedule or country restriction, avoid all of that with Online TV.

3.The TV you want to watch

Not having to leave home has been one of the nicest offers of online TV, and its own reach and unlimited options at a very low price make it the best thing to do for fun at home. Then the online TV happens to be the best element created by the technology developers to get to have a great source of entertainment from home.

The only thing then you have to pay for is for your internet provider.Having an internet connection and an appropriate device can help you be able to enjoy the television that is really on. Don’t pay more for having channels we don’t even see when the option of online TV can be customized.

Get the best hairdo, nail polish, and makeup! The options for you!

Treat your skin as your best friend!

If you get to be in the need of the make up to wear in a party or event that is coming soon then don’t worry too much, there are thousands of options, just look around.

Nowadays, the market of makeup and cosmetics has grown as much as the target it has been designed for. Even celebrities have professionals to dedicate time on them, and then you can look at their styles and get to work on yours.

Women of today have been developing needs in terms of what they want to look like and the way they want to be seen, and makeup and cosmetics is one of those areas in where technology has been able to satisfy them as well.

Decide on the looks you like and then work on them!

Ladies in different context and with different needs are always in the looks of something new to capture all the sights. They have been demanding several elements for them to feel comfortable in the way they look, and of course, the industry of cosmetics has been helping a lot to satisfy all that there is.

If we and to look amazing and capture all the eyes from everybody around us, then we have to dare and look astonishing with the smoky and glittery elements that a wet n wild make up can give us, for sure our looks will be captivating for everyone in the place.

Get advice from professionals! It is always the best thing to do!

Now, if you think that just by wanting to be involved in all of this world of fashion you just have to sit down and wait then you have to see all the options for yourself and take from them all what you like.

There are great options as portals and online platforms with experts in the area who would perfectly provide you with the right techniques and elements to have the looks you want to have and feel good about.

What are some tools that can help me avoid creating dull SEO content?

Let me tell you something, people run out of ideas and creativity can become truncated for some writers. When content creators reach this point in life, you need to be aware of all these tools and more if you want your websites to continuously grow and be successful as you will probably be faced by new challenges that you need to overcome if you want to keep succeeding in the SEO market like CSEO which is a company that is always succeeding.

So, since I know it can become hard to constantly create new and up to date content that is not just filled with obvious click bait content, here are some tools I found to be very useful to avoid making these mistakes and guaranteeing success.

There is a marketing community called Zest

This tool is perfect for SEO content creators. We have all seen how blogs and websites destined for sharing SEO content tend to become old and dull overtime. Why does this happen? Because they start to get limited and search in the same news websites for new SEO content and before they notice, they fall into creating the same old dull content that instead of pulling audiences towards them, it actually pulls them away!

Here is where Zest comes in. This marketing content tool only publishes the top of the top when it comes to great SEO content so it is definitely a good place to go to get your creativity going as you surf around learning and finding some new and innovative content.

Zest will give you so many content creating tips, you will never get tired of it! I can guarantee this as it has been a really great tool for me as well!

Another great SEO tool: Buzzsumo

Not only do you have to write content that is creative but, you also need to make sure that the content you create is aligned with today’s relevant subjects.

This is where Buzzsumo comes in. With this tool you will always be on top of the trending subjects among audiences so in this way, you will know the direction your content needs to be taking.